Foreclosure is not only about a mortgage payment. It can affect your family, credit, savings, retirement plans, and years of equity. That is why our first question is not "What can we sell you?" It is:
Once we understand your goal, we can help you look at the available paths. Choose the one closest to your situation.
What outcome would put you in a better place?
Once we understand your goal, we can help you look at the available paths.
Depending on your circumstances, homeowners across California may be able to explore:
Availability depends on your loan, lender/servicer, financial situation, documentation, and other circumstances. FDP helps you understand your options, organize the required information, and take the next steps with clarity. Learn more about each option on our Keep Your Home page.
If a trustee sale has already been scheduled, every day matters. You may still have options—but the sooner you act, the more choices you may have. Depending on your situation, we may help you explore:
Loan modification, repayment, forbearance, or reinstatement
Sell before foreclosure and pursue full market value
Explore available postponement options, including AB 2424 when applicable
Refinance, Short sale, Deed-in-lieu, or other available alternatives
Get Legal Support When Needed
We can help connect you with the right attorney for bankruptcy or other legal matters.
You do not need to know which option is right before you call us. Tell us what is happening, and we will help you understand what still be possible. Your next step starts with a conversation.
Selling a home does not mean you failed. Sometimes a well-managed sale is the step that protects the equity you built and gives your family a safer financial reset. We can help evaluate market value, estimated net proceeds, the foreclosure timeline, and the practical steps needed to market and close the sale. Learn more about selling before foreclosure.
A short sale may be considered when the sale proceeds will not fully satisfy the mortgage debt. Because short sales generally require lender approval and careful coordination with the foreclosure timeline, timing is important.
When keeping the home is no longer possible, a short sale may provide a path to resolve the property, avoid a foreclosure sale, and help your family move forward toward a fresh start.
Next Step: Talk with us early so we can help you understand whether a short sale could give your family a clearer path forward.
Some situations require legal, bankruptcy, tax, probate, or other specialized advice. When that happens, we help you understand why that expertise matters and connect you with the appropriate licensed professional.
Not sure which path fits? Request

Helping California homeowners understand their options when facing financial hardship and mortgage foreclosure.
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