FREE FORECLOSURE REVIEW:

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Keep Your Home

Want to Keep Your Home? Let’s Start There.

Falling behind on your mortgage does not automatically mean you have to lose your home. At FDP, we start with one question: What do you want to accomplish? If keeping your home is your goal, we’ll help you understand the options that may still be available and what needs to happen next. You don’t have to figure this out alone.

You don’t need to know which option is right. Tell us what’s happening, and we’ll help you understand what still be possible.

Loan Modification

A loan modification may help you stay in your home by making your mortgage more manageable. With lender or servicer approval, certain terms of your existing loan may be changed to create a more affordable payment.

A LOAN MODIFICATION MAY HELP YOU:

Lower Monthly Payment

Reduced Interest Rate

Extended Loan Term

Add Past-Due Amounts into the Modified Loan

OPTIONS THAT MAY HELP YOU KEEP YOUR HOME

Mortgage Reinstatement

If you have the funds available, reinstatement may allow you to bring the loan current by paying the required past-due amount.

Repayment Plan or Forbearance

Depending on your lender and circumstances, you may be able to spread past-due payments over time or temporarily reduce or pause payments.

Foreclosure Has Already Started or a Sale Date Is Approaching?

The sooner we review your situation, the more time there may be to pursue a loan modification or other available options.

What Documents Should You Gather?

Having these ready helps your review move faster:

If a Sale Date Is Already Scheduled

If a trustee sale date has already been scheduled, time matters. Options for keeping your home may require time to review and may become more limited as the sale date approaches. Understanding where you are in the California foreclosure timeline can help you determine what options may still be available. If keeping the home is no longer the best path, we can also help you explore whether selling the property may protect your equity and give you greater control over what happens next.

Talk through your options today. 

Protecting Homes
Preserving Equity

Helping California homeowners understand their options when facing financial hardship and mortgage foreclosure.

Service Area

Los Angeles, Orange, Riverside, San Diego, San Bernardino, Santa Barbara, Ventura, Imperial, Sacramento, Santa Clara, San Francisco, San Luis Obispo, Fresno County

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